Da Jipepédia - Clube do Jipeiro de Joinville
Residing in a rustic where getting a credit card is really as simple as buying out a nearby news daily from the nearby supermarket one would be easily in a position to capture an industry of plastic money holders. The power of plastic money extends beyond boundaries of nations and it is indeed probably the most closest step to globalization. For this I'm reminded of the quote "Think Global, Act Local" policy.
Most of us know that the any online business that sells almost any products is an international one and it has no boundaries unless it is a one that has high volume tangible products.
The internet makes millionaires of people more then anything else previously century and it is still just a little true nowadays too. Diligent work, honesty and consistency is paramount to the business and then any virtual clients are the same.
What one really must cross the boundaries for any virtual clients are a payment gateway or a merchant account whichever one might refer to. Though there is really a difference however it is not important to what we are discussing about.
There are several payment gateways and something could find it really tiring to search through Google for getting the very best one out of hand. You ought to keep in mind that here i am talking about a payment gateway as a service provider is a third party whose services you can integrate into your website so your customers are able to pay you for your services and products virtually and digitally. The payment can be through credit cards, coupons or other means accepted from your third party payment gateway. Here I want to list a few of the payment gateways I am most familiar with, apart from the many services out there.
1. PayPal - PayPal is a number one choice of mine for a number of reasons, its simplicity and it is ease of use must be the most preferred ones, and also you don't need to register like a business owner to avail this particular service. However, you have to remember that PayPal comes with its drawbacks too. The fees of processing the payments could go as high as 5.5% per transaction and they will have a transaction limit places on each registration which may be increased by credit card verification, address verification after which bank account verification. PayPal also provides with API services for those who wish to go deeper into developer services and it does integrate well with many shopping carts such as the free ones such as Agora. Apart from this it will have its own shopping cart system if anyone would want to use it.
Apart from that it will have withdrawal choices to the financial institution account as well as the credit card.
There are a few countries though where PayPal isn't yet available and it is mentioned on there website, although payments can be accepted from most of the countries. Recently we are seeing some restriction from the RBI in India on PayPal though it is not very clear yet.
2. 2Checkout - 2CO is the most preferred payment gateways through the giants with all its packed features it does possess a few drawbacks. One should be a registered business and it has to pay for a 49$ setup few per account. There are strict rules of what can be sold and just what not. Do checkout the website for details.
Withdrawing an amount from 2co is a bit tedious and it has to be done through a check or bank deposit though its done each week it must meet the release level and pass verifications.
The user is presented has to enter their detail select the possibilities following the transaction has ended. 2co may also be integrated with all of kinds of shopping carts and software. I have personally used this to buy stuff over the internet many times and it works like a charm. Their support system is extremely good.
3. Moneybookers - This is a European payment gateway service which may be used by those who are getting Euros. You may create product listing using their own shipping cart system and use its buttons in your site. The transactions fees are very high again and there's a cap on the transactions that can be done each month. The limit can be raised through their verification process.
Your visitors need to be registered to pay for though moneybookers also it does accept bank transfers as well as charge card payments.
4. AlertPay - This can be a Canadian company and has basically the same system as PayPal though not as much popular. I've just been knowledgeable about their professional services and also the shopping cart software integration part continues to be easy and the transaction fees do not differ much with that of PayPal. Few individuals go for AlertPay instead of PayPal as well.
A personal account with AlertPay has limitations which may be raised for an extent through some verification process as the Pro account comes complete with features like: Mass Pay, Integration tools and website payment methods. To ensure the pro account one should submit a few documents as well.
AlertPay doesn't have any country restrictions and also have their own shopping cart software system as well as API integration and so on. It might be personally my best choice instead of PayPal by any means.
Aside from all of this one should really locate a vendor that is secure and your customers feel confident and secure in supplying their financial details to.